Geico STD lawsuit: Company ordered to pay $5.2M in settlement with woman

Fox Business reports:

Geico failed to defend policyholder and instead denied coverage, which court wrote was mistake

A woman in Missouri won $5.2 million in a settlement with Geico after she contracted a sexually transmitted disease.

The woman said she contracted Human papillomavirus (HPV) while having sexual intercourse inside a vehicle insured by Geico, and the company quickly found a petition for payout from the unnamed woman.

She alleged that because her partner failed to take proper precautions and infected her inside the insured car, her HPV infection should be covered by the policy.

The petition was filed in February 2021, and subsequently rejected by April of the same year. After a final settlement offer of $1 million was rejected by Geico, the dispute went to arbitration.

An arbitrator with the Jackson County Circuit Court found in favor of the woman, recommending a $5.2 million payout from Geico.

The Missouri Court of Appeals opinion is here.